Travel Itinerary: 3 Days in Maui

Travel Itinerary: 3 Days in Maui

Maui was the first of two islands my wife and I visited during this particular trip to Hawaii. The second island we visited was Kauai and you can read about that here.  Our last trip to Hawaii (Feb 2019) covered The Big Island and if you are interested in reading about our time there, you can do so here. Maui, also known as the Valley Isle, is the second largest island in Hawaii and with endless beauty. Our three days didn’t cover everything, but it covered most of the main attractions. We had a total of 7 days in Hawaii (the first day was more like a half day), three which we spent in Maui and four in Kauai. The question a lot of people ask is if 3 days is enough to see most of the main sights in Maui. It was enough for us for two reasons: First of all, we woke up at the crack of dawn and got an early start to our day. This is absolutely crucial. If you’re not in your car by 8 am every day, it’ll be very difficult. The second thing which was totally out of our control but worked in our favor was the weather. We had sunshine all 3 days and that’s just us gambling on great weather for 3 days and getting lucky. Ideally, you want to have one or two extra days as a buffer for rain.

How We Got There

You’ll probably notice a trend with just about every itinerary I post.  We rarely use cash to get to our destination and this trip was no different. Now keep in mind, my wife and I have schedules that for the most part, allow us to take these trips during peak travel season.  This trip to Hawaii happened to be during the last 9 days of December which is high season in Hawaii. Likewise, the number of miles that airlines require to get to Hawaii is also doubled from most cities. United usually charges 22.5k miles a person one-way to get to Maui. That redemption rate from Chicago, Newark, and D.C were 45k miles per person one-way. Fortunately for us, Denver still had the saver award redemption at 22.5k miles so we decided to spend two days there (both of us had never visited Denver), and depart to Maui from Denver International Airport.

 Arrival

Even though this was technically our first day, we arrived too late to do anything significant. Our flight to Maui arrived at 4:35pm and by the time we deplaned, got our bags, and picked up our rental car, it was close to 5:45pm. At this point, we only had about 15 minutes of daylight left. We checked into our hotel, the Napili Shores by Outrigger, ate an early dinner and decided to go sleep at 8pm.  The next day was going to be very long.

Day 1: Haleakala National Park & Papawai Scenic Lookout

  • Haleakala National Park

If you’re visiting Maui, you simply can’t leave without witnessing the sunrise at Haleakala National Park. It’s something that can’t be replicated elsewhere and it’s magical. The ideal day is when there is a layer of clouds below you that allows the sun to rise above that layer. Sometimes it can get cloudy enough where there is little to no visibility and that’s the type of day you want to avoid. Your best bet is keeping an eye on the weather. You do have to pay $25 per car at the entrance and you have to make a reservation for $1.50 if you’re going there at sunrise. The ticket for the sunrise is good for 3 days and it can be purchased up to 60 days in advance. My wife and I got there 2 hours before sunrise to assure ourselves a good parking spot.  You should aim to get there no later than an hour before sunrise or the desirable parking spots and viewing areas will fill up quickly. It’s a relatively slow 45-minute that has steep curves and hairpin turns after hairpin turns. It does require your full attention and if you’re the type that gets distracted with a cell phone easily while driving, turn it off until you’re at the top. If you run into fog, it can get a little challenging but fortunately for us, it was clear all the way through during our drive to the top.

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View of the sunrise at Haleakala National Park

A few important things to keep in mind. When you’re at the viewpoint, you are at an elevation of about 10,000 feet. Not only is it cold, it is very windy! You will need a warm jacket and ear covers or I promise you it won’t be pleasant. The air is obviously much thinner so If you’re sensitive to elevation or have had trouble breathing in elevation before, please reconsider. Once you’re done with the sunrise, you can stop at other viewpoints on the way down. There are fantastic picture opportunities of the surrounding craters and landscape

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View of the craters from one of the scenic lookouts on the way down
  • Papawai Scenic Lookout

  • On our way back to Lahaina, we decided to stop at the Papawai Scenic Lookout. Locals recommended this spot as a great place to whale watch from land. During the winter months, mother humpback whales will birth their calves and teach them important behaviors in the waters right off of Maui. It took a little bit of patience but it paid off and we got a show of a lifetime. About 15 minutes after we got there, we noticed a mist of water that was sprayed about a quarter mile offshore.  And there it was, a baby humpback whale under the watchful eye of its mother practicing breaching behaviors. At first, the calf looked like it needed a bit of support just to breach halfway.
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This was as far as the calf could go the first few times.

After about 8 attempts of getting halfway up, it completely breached the water. I kept my camera in rapid-fire mode and I was fortunate enough to capture a memorable moment.

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Even if you don’t manage to see whales, the lookout provides excellent photo opportunities.

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At night we walked around Lahaina Town and stumbled upon one of the best Ice Shave’s you will ever have. It’s called Ululani’s Hawaiian Ice Shave and they have over 50 flavors. I had the ‘Haleakala’, a mix of coconut, leche, and condensed milk. I really wish I took a picture to post here but I guarantee you’ll find whatever you’re looking for.

Day 2: Road to Hana

Along with Haleakala National Park, the Road to Hana is another excursion you simply cannot leave Maui without experiencing. It has black sand beaches, waterfalls, bamboo forests, flower gardens, breathtaking ocean views, and it was one of the highlights during our stay in Hawaii. The Road to Hana from start to finish is about 52 miles it is a journey which will take the majority of the day if you factor in the time you will stop at various stopping points. There is over 600 hairpin turns, 54 bridges (46 which are one lane), and you will have to concentrate while driving as the roads can get very narrow at certain points. My wife and I had a rental car so if there were certain stop points we liked better, we were able to spend more time. You can opt to take a tour bus but then you’re on their time. If you are driving there,  fill up your tank before you start. The last town prior to starting this journey is Paia and the gas prices over there are expensive. You’re better off filling up in Kahului. There no gas stations between Paia and Hana. If you are driving yourself, I highly recommend downloading Gypsy Guide – Road to Hana on your iPhone or Android.

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It cost me $5 and it was the best $5 I spent on the island.  The app will recommend which points of interests are worth stopping for, which ones don’t require a lot of time, and which should be skipped altogether.  It honestly felt like we had an actual person with us and the app even told us of approaching food shacks and cafes. The great thing about this app is that it worked even when we lost data connectivity. On the way back, the app tells you more of the cultural significance of different points in Maui. These are the places we stopped in chronological order:

1. Garden of Eden Arboretum

This is one of the only points of interests on the Road to Hana where you have to pay to get in since it is privately owned. The cost is $15 for adults, $5 for children, and infants are free. They do offer student and AAA discounts. My wife and I found it to be worth it and you can budget about 30 minutes here. They have numerous native and indigenous plants, many you might have never seen before and it also offers some great photo opportunities. The garden also has a smaller waterfall and you’ll see peacocks on the premises as well.

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Garden of Eden Arboretum

2. Waikamoi Ridge Trail

This was a hike which really stimulated your senses. The best thing about this trail? There are mango trees all around and it smells like heaven. They also have one my favorite trees, the rainbow eucalyptus tree which looks like the bark has been colored by a pastel. The trail can get extremely muddy so if you’re wearing flip-flops or don’t want to get your shoes destroyed, it wouldn’t be a bad idea to skip this and spend more time at Twin Falls (which we skipped).

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This fruit looks like pineapple but it is not.

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Rainbow-eucalyptus tree

3. Halfway to Hana Stand

They’re known for their banana nut bread and it’s delicious. If it wasn’t worth the hype I wouldn’t tell you to stop here.  It won’t take long and you can park on the side of the road.
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4. Upper Waikani Falls

There is only room for a couple of cars on the side of the road to see this trio of waterfalls but it certainly is beautiful and worth stopping if parking allows.

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4. Nahiku Market Place

Two words: fish tacos.  Perfect place to have lunch. The fish tacos were super fresh and delicious. I wish I had a picture but I inhaled them before I realized I’d had forgotten.

5. Wai’anapanapa State Park

This is one of the places where you absolutely have to stop. A beautiful black sand beach which also has an abundance of volcanic rock, a cave that takes you to the waters, and you can also go for a swim. The waves are very strong so something to keep in mind. We spent a solid hour here and honestly we wished we could have spent more.

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Black sand beach and volcanic rocks
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There’s a story behind this cave but I won’t ruin it. Download the app above and it will tell you all about it

6. Wailua Falls

Another point of interest that you should definitely stop by. You can park on the side of the road and walk down to the base of the falls. I even saw a few people swimming near the base and they seemed quite comfortable doing so. I have no idea how deep it is so please be cautious if you decide to go in the water. It’s a beautiful waterfall and probably the largest one you’ll see on The Road to Hana.

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7. Oheo Gulch (7 Sacred Pools)

This was our last stop on The Road to Hana. Unfortunately, due to mudslides, access to these pools was closed during our visit to Maui. We were able to see some of the falls from the trail but no one was allowed to swim at the base. Oheo Gulch is located 15 minutes past the town of Hana. Here is a very important detail to keep in mind. If you go beyond this point in your rental car and if something bad were to occur, your insurance becomes void! Even your credit card coverage would be voided.  The road beyond this point is mostly gravel and dirt and the major rental companies have this written out explicitly in the contract agreement. Many tourists will risk it because there are some beautiful sites to see even beyond Oheo Gulch. But even something as minuscule as a flight tire means you’re on your own.

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Oheo Gulch

Day 3: Napili Bay

Maui has plenty of amazing beaches that you can choose to spend your day. Or you can even go beach hopping and get a taste for almost all of them. Since our hotel was situated at Napili Bay, we decided to spend the day on the beach over here. If you’re into snorkeling and seeing marine wildlife, this was an awesome spot for that. I saw plenty of colorful fish and was lucky enough to see a few sea turtles, one which was managing to get by with a flipper missing. You can see the video below.

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You can see me snorkeling in the distance with the island of Moloka’i in the background.

If you happen to be in the Lahaina area, I strongly recommend stopping by Gazebo Restaurant for breakfast. Their white chocolate macadamia nut pancakes with homemade whipped cream were amazing. They are also very generous with their portions.

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So this was Maui for us in a nutshell. We wish we could have stayed a day longer but that meant subtracting a day from Kauai. We felt pretty satisfied with our 3 days here (excluding travel) and felt like we accomplished just about everything we wanted to accomplish. If you want to continue reading about Kauai or the Big Island, scroll to the top of this page and you will find the links. Thank you for reading.

Chase Ultimate Rewards: Transfer Partners to Avoid

Chase Ultimate Rewards: Transfer Partners to Avoid

One of my friends asked me a pretty good question regarding Ultimate Rewards point transfers into partner programs: Which one should he avoid? While I’ve gone through many of the transfer partners that provide excellent value, I haven’t really addressed the transfer partners or scenarios that provide poor value and thus should be avoided. There are also certain situations where even a good frequent flyer program won’t provide good value if you transfer Ultimate Rewards points into the program.  At the very least, you want to get a value of 1.25 cents per point if you’re using the Chase Sapphire Preferred (CSP) and 1.5 cents per point if you’re using the Chase Sapphire Reserve (CSR). How did I arrive at those numbers? If you book through Chase’s UR portal, that’s how much value you would get. For example, by booking a flight using the Chase Ultimate Rewards portal, a ticket worth $150 will require 10,000 UR points if you have the CSR. $150/10,000 = 1.5 cents per points. That same ticket would require 12,000 UR points if you have the CSP $150/12,000 = 1.25 cents per point. Here is what you should do to ensure you get the best value using your points: Make a comparison of the number of UR points required if you were to book through the Chase portal, the number of points required if you were to book through the hotel or frequent flyer program, and the dollar amount required if you were to pay with cash. For certain programs, the answer will be obvious and you will get a clear idea of what not to do. For others, there might be a tie and you won’t come out on the losing end either way.  Let’s take a look at some transfer partners and see what type of value they might provide…

IHG

I’m going to use IHG hotels, the least valuable of all transfer partners in my opinion, as the first example. Ultimate Rewards points can be transferred into IHG on a 1:1 transfer ratio in increments of 1,000. Among the brands that are under the IHG umbrella are Holiday Inn, Intercontinental, Indigo, Kimpton, and Candlewood Suites. Let’s say you wanted to stay in Downtown Chicago between June 29th and July 1st at the Intercontinental Hotel on Michigan Avenue….

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This would cost $233 a night. If you were to book as a CSR card holder straight through the Ultimate Rewards portal…..IHGURRedemption

A good redemption of just over 16k points a night. This is a value of 1.5 cents per point and the litmus test you should use if you’re a CSR card holder booking through Chase. Last but not least, let’s see how many points you would have to transfer into IHG’s program from Chase if you were to use their loyalty program to book this hotel:

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A ridiculous 50,000 points per night, meaning you’d have to transfer a total of 150k UR points for 3 nights. If you’re reading this, please don’t ever transfer 150,000 Ultimate Rewards points to make a booking like this in which you’re getting absolutely ripped off.  If you do the math, $233/50,000 = 0.4 cents per point. You read that right. You’re getting less than a penny per point value if you transfer 150,000 UR points to book 3 nights at the Intercontinental Chicago on Michigan Avenue when the cash price is $233 per night. It’s unfortunate but these types of redemptions are the norm when using IHG points to book hotel stays.  This particular redemption is so bad, you would be better off exchanging 69,900 UR points for $699 cash and then using the cash to book the 3 nights at the hotel.  For this scenario, we would book straight through the Chase portal at just over 16k points per night. The only scenario you should consider transferring Ultimate Rewards points into IHG is if you need to top off your account and you’re just 5k or fewer points away from getting an award night at a higher redemption level. For example, if you’re at 29k IHG points and 30k would get you an award night, go ahead and transfer that 1k from Chase. The more you need to transfer, the more you’re losing value.

Marriott

Another transfer partner which provides terrible value when transferring points from Chase Ultimate Rewards is Marriott. Ultimate Rewards points can be transferred into Marriott on a 1:1 ratio in increments of 1,000. Don’t get me wrong, they have a very nice portfolio of properties which include upscale brands such J.W. Marriott and Ritz Carlton. But when you’re redeeming points, it’s all about getting maximum value and getting the most for your redemptions.  Let’s say you wanted to stay in the Miami area from March 29th-March 31st in a location close to the airport:

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The TownPlace Suites would cost $175/night or a ridiculous 50k Marriott points per night for a total of 150k points. This redemption is even worse than the one we saw above. Please do not, and I repeat do not transfer 150,000 UR points for this type of redemption.  $175/50,000 = 0.35 cents per point redemption (lol). To put it into perspective, 60k UR points when transferred into United can get you a round-trip ticket to Europe. 60k UR points when transferred into FlyingBlue can get you two round-trip tickets to Hawaii. If you were to book straight from the Chase portal…..

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A far more palatable redemption of nearly 12k per night, giving you the baseline value of 1.5 cents per point if you were a CSR credit card holder. If you carried the CSP instead, your redemption would require approximately 14,300 points per night for a value of 1.2 cents per point. In this scenario just like the one above, booking directly from the Chase Ultimate Rewards portal rather than transferring points into Marriott is the way to go.

Hyatt

On the opposite end of the spectrum, I’m going to use Hyatt, one of my favorite transfer partners and one that provides excellent value as an example. Let’s say you wanted to make a booking at the Hyatt Place in Downtown Chicago between June 29th-July 1st. Here is the cash price you would have to pay per night: At the very minimum, $531 per night (!!).

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If you were to book straight through the Chase Portal as a Chase Sapphire Reserve card holder:

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At the very minimum, you’re spending 26,509 points per night. This gives you a redemption rate of 1.5 cents per point, the value you would get when booking through Chase as a CSR card holder.  And finally, let’s see how many Hyatt Points would be required to make this booking…..

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We have our clear winner. For 12k Hyatt points per night, you can find yourself in a room that would cost you $531 per night were you to pay with cash. If you do the math, $531/12,000 = 4.4 cents per point. This would qualify as a fantastic redemption and one where it would be a no-brainer to transfer your points from Chase UR into Hyatt. Prior to transferring into Hyatt, make yourself a World of Hyatt account on their website. This is free and you will get an account number which you will need to link with Chase in their Ultimate Rewards Transfer Portal.  Below is just a simple schematic showing you where to go to transfer UR points.

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When you click on your point balance, this will be the first page you see. Bring the cursor to “use points” and click on “transfer to travel partners”

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Click on World Of Hyatt and transfer the total number of points you would need. Since Hyatt requires 12k points per night for our redemption and we searched for 3 nights, we would transfer a total of 36k UR points into Hyatt. The cash price for those 3 nights would have been nearly $1,600.  The only downside of Hyatt is it’s relatively small footprint. They only have about 750 properties worldwide so finding a location where you can take advantage of this value can be challenging, particularly if you’re looking at international destinations.

      Airline Transfers

Generally speaking, transferring to the frequent flyer program of Chase’s airline partners provides very good to excellent value. A prime example of this would be transferring to British Airways Avios for domestic flights on American Airlines or transferring to FlyingBlue, the frequent flyer program of KLM/Air France for a round-trip ticket to Hawaii on Delta Airlines. However, there are certain situations where you’re better off booking a ticket by redeeming UR points through the Chase portal or using cash rather than transferring the points into a frequent flyer account to book a ticket.  For this example, I’ll use a round-trip ticket from Chicago (ORD) to New York City (LGA) from April 28th-May 1st.

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Pretty good price for a round-trip ticket between Chicago and NYC. Keep in mind, these are economy seats, not basic economy which can be had for $129 round-trip but with limitations such as no carry-on bags and no advanced seat assignments. Now if you wanted to use United miles for this trip…..

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25k miles for a round-trip itinerary. How much value would you get if you transferred 25k UR points into United? $169/25,000 = 0.67 cents per point. This would be a terrible way to use UR points since you’re getting less than a cent worth of value per point. If you were to hold a Chase Sapphire Reserve and you booked through the Chase Ultimate Rewards portal, your redemption would require…..

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Just 11,240 UR points for a round-trip ticket. You would save yourself nearly 14,000 points, or enough for possibly another round-trip ticket by using Chase’s portal versus transferring into United. If you had the Chase Sapphire Preferred, your redemption would be about 13,500 UR points, a significant number of UR points saved.

 Recap

Prior to transferring into a program, evaluate whether you’re getting at least 1.5 cents per point if you’re a Chase Sapphire Reserve holder or 1.25 cents per point if you’re a Chase Sapphire Preferred holder. This is done by taking the cash price/the points required by the loyalty program.This should always be your litmus test prior to transferring. If you’re value matches or exceeds those numbers, transfer the points into the loyalty program. If not, then book directly through the Chase portal. The wildcard is if you happen to have status with a hotel chain. From my experience, hotels won’t extend status benefits if you don’t make the reservation through their own website or toll-free number. What what I do? I would still forego the benefits for IHG and Marriott if it means I’m going to get killed on the redemption when transferring UR points into either of those two brands. A free breakfast or room upgrade is not worth sacrificing a round-trip ticket to Europe, South America, or two round-trip tickets to Hawaii. If you want to read about the transfer partners that can provide tremendous value, you can read that here and here.