The Chase MileagePlus Explorer card is a card I have kept for six years running. Initially, I kept the card mainly to avoid the checked bag fee, especially as our family continued to grow with little ones, and checking in bags became unavoidable. Some benefits have remained in place, such as two United Lounge passes that Chase gives yearly upon renewing the card and priority boarding. These perks have further appeal in the realm of basic economy, and having an airline credit card assures you of being allowed to carry a bag that can be checked in or carried on (if you book a basic economy fare). What happens if you don’t have an airline-branded credit card and book the basic economy fare? You can only bring a bag that can fit under your seat. Anything that goes into the overhead bins would have to be paid for, and airlines are starting to enforce this policy at the gate.
Many airline credit cards are popular for churning. This means you sign up and get approved for the card, rack up the bonus miles after hitting the minimum spend threshold, and cancel the card within a year. Then you can apply those miles to that destination you’ve been saving up for. Since I find myself traveling between Chicago and the East Coast several times a year, I’ve held on to the United MileagePlus Explorer card as well as the Citi American AAdvantage Platinum to save on baggage fees and for the convenience of priority boarding (on super busy routes such as LGA to ORD, it assures overhead bin space). If there was only one credit card you wanted to pay an annual fee for, I wouldn’t recommend an airline-branded card since you’re married to that one airline if you want to reap the benefits. A credit card such as the Chase Sapphire Preferred or Reserve would be the better option since you have multiple airlines whose frequent flier programs you can utilize via transfer. But if you’re willing to pay for two cards and you live near a United hub (Chicago, D.C., Houston, Denver, San Francisco, Newark/NYC, and Los Angeles), the United MileagePlus Explorer credit card might be one of the most appealing airline-branded credit cards available. In addition to the benefits I outlined above, United offers exclusive mileage redemptions to card members only.
I used an example itinerary from Chicago (ORD) to Cancun from July 29th to August 4th. In both instances, we’re going to use award redemptions. The first example is the redemption available to Chase United MileagePlus credit card holders.
This is the segment from Chicago to Cancun. Two non-stop options, worth 17.5k miles, are available exclusively with the MileagePlus credit card.These are the options for the return. Three non-stop options if you hold the credit card. 35k miles for the roundtrip for one passenger.
Now let’s look at redemption availability if you want to book this same trip using United Miles, but don’t hold the United MileagePlus Explorer credit card:
If you want the non-stop option, it will cost 25k miles rather than the 17.5k miles seen above.
They have one 17.5k redemption to get to Cancun, but look at that disgusting itinerary. Not only are you departing at 6 a.m., but you have to switch airports in D.C. By the time you’re in Cancun, you’re spent.The return trip to Chicago would cost 25k miles. There is no 17.5k option available for the return.
As you can see in the example above, having the Chase MileagePlus Explorer card means you’re using only 35k miles (plus the applicable taxes) with the benefit of having a non-stop flight on both legs of the journey. Without it, you’re using, at a minimum, 42.5k miles, and likely 50k miles if you want to have a non-stop each way and a productive first day in Cancun. How much is that 15k miles savings worth? The Points Guy values each United mile at 1.5 cents. 1.5 x 15k = $225. This is just an estimate, but even if you value it a bit lower, it becomes obvious that the miles you saved by having the card are worth far more than the annual fee of $95 you’d be paying to keep the card. Again, this card isn’t for everyone; travelers who live near a United hub would benefit the most. If you are a Chase Sapphire Preferred/Chase Sapphire Reserve cardholder and find yourself transferring Ultimate Rewards points into United often, pairing the MileagePlus Explorer card with either of them only enhances their value.
Maldives is a magical place, and the hotel we stayed at, Conrad, did a fantastic job making us feel comfortable. The Maldives is one of the world’s premier beach destinations, and there isn’t any place like it. Crystal clear waters, abundant marine wildlife, and unparalleled hospitality, regardless of your chosen hotel. This particular Conrad is located on Rangali Island, an island that is part of the Alif Dhaal Atoll. The Maldives have 26 different atolls, some subdivided into two or three.
The atolls of The Maldives.
Getting There
The only way to get to Rangali Island is via a 45-minute seaplane flight on Trans Maldivian Airways from the capital city of Male. The distance between the two islands is about 59 miles or 95 km. Since my wife and I booked with Conrad, our experience started upon landing at Velana International Airport in Male. The Conrad staff guided us to an exclusive Conrad Lounge as we waited for our seaplane to arrive. It’s rare for a hotel to have a branded airport lounge; this was our first time experiencing one. The lounge was spacious, had a decent selection of food and drinks, and was clean and well-maintained. It also offered free Wi-Fi and couches that could be used as beds. It was much better than most airport lounges we’ve visited.
About 45 minutes later, our seaplane arrived, and it was time to take the much-anticipated flight to Rangali Island.
I apologize for taking this video vertically. The plane seats around 15 people and flies at about 5,000 feet. You get some fantastic views of the other atolls and islands on your way. It was a loud flight due to the propellers, but it was much smoother than I had anticipated. Once we arrived, we boarded a golf cart that took us to our villa. The staff gave us a tour of the villa and the amenities and explained their services to us in detail. We also found a complimentary bottle of sparkling grape juice and a fruit basket left for us. You can see the video of our villa below.
Retreat Water Villa (Overwater Villa)
Thestairs lead you straight into the water. I’d say the depth is around seven feet.
The path to the beach areaJacuzzi with a viewShower areaPrivate spa roomThe various colors of the jacuzzi at night.Majestic sunsets are the norm in the Maldives.
Conrad upgraded us from a water villa to a retreat water villa as a Hilton Gold member. The retreat water villa came with our own jacuzzi and had a more private feel since the neighboring villas were several hundred feet away. The villa itself was incredible. This property has won numerous awards, including the best luxury resort in the world. Each villa also included a private spa room with two massage tables. We didn’t use this service since we wanted to be outside and soak in the sun. Each villa also has stairs that take you right into the water. I would estimate the depth to be around seven feet at the villas, so if you don’t know how to swim, you might want to keep that in mind. It gets much shallower once you’re near the beach.
Dining
As Hilton Gold members, we were entitled to complimentary breakfast, free afternoon tea at Mandhoo Spa Restaurant, and complimentary cocktails/mocktails between 5-6pm. The breakfast had many options, and I had something different every day. The afternoon tea at Mandhoo was more like a lunch since they also had sandwiches. Purchasing meals at this property was quite pricey. I mean, it is a Conrad Hotel, after all. To minimize meal costs, we would have breakfast at the latest possible time, around 10:30 a.m., and then have the complimentary tea and lunch at Mandhoo Spa Restaurant at 4:30. Since this was pretty darn close to dinner time, we only utilized the Atoll Market for dinner once. Dinner can quickly run past $120 a person, so if that matters, it is something to beware of.  Conrad Maldives is also home to the Ithaa Undersea Restaurant. Unfortunately, all the daytime slots were reserved during our visit there, and there was no point in making a reservation during the evening hours since you couldn’t see the marine wildlife.
Mandhoo Restaurant
Pastries, cookies, and tarts
The roast beef sandwich and the fruit tart were delicious.A wide variety of teasYou can help yourself to as many sandwiches as you want
Other Areas of Conrad Maldives
This property actually has a total of three islands. Two of them (Rangali and Rangalifinolhu) are used for guests, and a third is used only for employees. To get from one island to another, we just called the front desk, and they sent a golf cart, which brought us from place to place. You can certainly walk the distance if you want to, but it would take 25-30 minutes. You will save a ton of time by using the gold cart below.
I didn’t measure the Wi-Fi speed in the villa, but it was pretty fast, and I had no issues with connectivity. They also have a fantastic business center within a lounge on the second floor if you need one. I only used it for a few minutes to print documents, but it had everything you needed. If you’re a Mac person, they had those as well. Great job, Conrad!
Lounge on the second floorBusiness center within the lounge
People have often asked what we did after sunset. We made it a point to sleep by 8 p.m. every day. Sunset was at 6:20 p.m., so we woke up at sunrise, around 6 a.m., and made the most of our day. If you’re in a place like the Maldives, I’d strongly recommend waking up early and not sleeping in. Regarding activities, you can go on excursions such as swimming with whale sharks or scuba diving and jet skiing. If you’re used to paying a specific price for those activities, you will pay double and triple that here. Seeing the exorbitant costs, I just preferred to snorkel at the reef right off the island and swim in the waters right near my villa. If only they were allowed to book excursions with miles. This Conrad also has two infinity pools, one on each island, which all guests can use. I took full advantage of that as well.
The beach area at Rangali Island. Both islands have beachesInfinity Pool Two. The Dhoni ferry in the background is another way to get from one island to another.The seaplane platform which is also used to connect Rangali Island to Rangalifinolhu Island. It’s beautifully lit in the evening.
When I made this reservation, I informed them that my wife’s birthday would be on the second day of our stay there. They remembered that housekeeping made a nice gesture when we entered our room after breakfast on the second day.
They also surprised her with a delicious cake during dinnerNighttime was perfect for the jacuzzi
Final Thoughts
To sum it all up, it is a fantastic resort with pristine beaches, excellent food, excellent service, super friendly and helpful staff, and an experience I hope to be a part of again. If you do decide to book at Conrad Rangali Island, having the AMEX Hilton Surpass card or the AMEX Platinum card and the Gold status that comes along with it will take you a long way. I estimated I got over $700 in value just by having the card.
View of the Conrad Rangali Island from the seaplane
Some of you have asked if you could take a speedboat rather than a seaplane to Rangali Island. From my understanding, the only way to get there is by seaplane. It’s way overpriced for what amounts to a 30-minute plane ride, and unfortunately, if you don’t have miles that can be redeemed for cash (Chase Ultimate Rewards or AMEX Membership points), there really is no way around it. Trans Maldivian Airways monopolizes this route, so it probably won’t change soon. If the seaplane cost is a turnoff, remember that plenty of excellent hotels only require a seaboat transfer from Male. That cost isn’t cheap, but it’ll save you about $500 for two people.
Before I get into the tidbits of Avios redemption on American Airlines, I’ll share my recent experience with British Airways and how redeeming Avios on American Airlines rather than booking with American using its own AAdvantage miles saved me a huge headache. At a conference in Philadelphia two weeks ago, I arrived at the hotel and was asked to provide a drivers license or an ID and a credit card for incidentals. I opened my wallet and my credit card was there. I assumed I had my drivers license and looked behind a few cards but I could not find it (I left it in my scanner at home when I was making a copy 2 days prior). I went into all out panic mode and frantically started searching my pockets, book bag, and suitcase. I took out every single card from my wallet and nothing came up. I was the guy who booked the hotel rooms for 3 other friends and I’m thinking I might be the guy who might have screwed this whole thing up. I told the receptionist “uhhh I’m really really sorry but I don’t have my drivers license with me. Â I think I dropped it. The only thing I have is my school ID. Â Can you match that with my credit card and make that work?” The receptionist said they generally don’t allow it but since I was there for the conference, he’d let it slide. If you are some how reading this and you are that receptionist from the Double Tree near Phildelphia International Airport, Â God bless you and thank you again. Half the disaster averted. Now I realized I also had a flight from Philly to Albany two days later and not having my license would really make things difficult ( I arrived in Philly via Greyhound and they never checked for ID). Â I booked my flight using British Airways Avios on American Airlines for 7.5k Avios plus $5.60 in taxes. The cash price for this one way ticket was going for $422 (!). This gave me an excellent value of 5.6 cents per Avios. Â If I had booked the same flight using American Airlines miles, It would have cost me 7.5k AAdvantage miles PLUS an additional $80. If you book an award flight within 21 days of departure on American, you are subjected to an $80 “close in” fee. British Airways does not charge the same fee when using Avios to book on American. This allows you to make same day bookings (if seats are available) without losing value due to a surcharge. Since I didn’t have my license and didn’t want to deal with extra paperwork and questions from TSA trying to board my flight, I decided I would just ride back with a friend who had driven there. I called British Airways about 40 hours prior to departure and requested to cancel my flight. British Airways’ award cancellation policy is very customer friendly. As long as you cancel 24 hours or more prior to departure, they will credit your miles back without charging a fee to reinstate those miles. The only thing you would lose is the $5.60 in tax which is negligible in the grand scheme of things. Had I booked this flight using AAdvantage miles, American would have charged me $150 to cancel the flight and reinstate those miles.
The cost of my flight had I used cash to pay for it. Prior to cancelling, I only used 7.5k Avios, which would have given me a value of 5.6 cents per Avios.
For many of the reasons highlighted above, Â Executive Club is one my favorite frequent flier programs for domestic travel. BA Executive Club is a transfer partner of Chase, AMEX, and SPG, so there are many ways to get Avios (British Airways’ frequent flier curency). I have never redeemed Avios for international flights on British Airways itself because BA charges a very hefty fuel surcharge on transatlantic award flights flown on their metal. I use Avios to book flights on BA’s OneWorld partner, American Airlines. British Airways utilizes a distance based award chart which means the number of Avios used depends on the distance you’re traveling. Zone 1 costs 7.5k Avios for a one way ticket (0-1,151 miles traveled), Â zone 2 costs 10k avios for a one way ticket (1,152-2000 miles traveled), and zone 3 costs 12.5k Avios for a one way ticket (2001-3000 miles traveled). Â When you book a saver award using American Airlines, domestic flights that are less than 500 miles require 7.5k AAdvantage miles. Anything more than that requires 12.5k at the saver level. Â I do want clarify that British Airways award availability on American Airlines isn’t a sure thing on any given date. Generally if American Airlines is showing saver award availability via their own program, there is a decent chance BA will have access to those as well. I have posted an example of a sample itinerary using both programs.
In this example, we’ll use a one way flight from Chicago (ORD) to Denver (DIA) on September 17th. Let’s start off with American Airlines:
We can see that there is MileSAAver availability from Chicago to Denver. A one way flight would cost 12.5 AAdvantage miles.
There is also discounted MileSAAver availability in business class for 25k AAdvantage miles.
Now let’s see how much the same flight would cost using British Airways Avios:
The same flight we saw above for 12.5k AAdantage miles in economy can be booked for 7.5k Avios. And if we want to book a seat in business class……..
This same flight costs 25k AAdvantage miles to book in business class. Booking with British Airways only costs 15k Avios for a business class ticket. When you take into consideration that booking just an economy seat using American costs 12.5k miles, an extra 2.5k Avios to bump up to business class is a tremendous value.
Another great use of Avios is for domestic award tickets on Alaska Airlines. Unfortunately, Alaska Airlines does not show up on British Airways’ website the way American does so you would have to call them to book. Â If they tell you that a phone booking would cost you a fee, kindly request them to waive it since booking an Alaska flight using Avios is not possible through their website.
Miles for places 